Membership Agreement

By subscribing to one of our membership programs (a “Membership,”), you, the “Member,” agree to be bound by the terms of this Membership Agreement (“Membership Agreement”). This Membership Agreement is in addition to the Website’s general Terms and Conditions and Privacy Policy, which you should also read carefully. If you do not agree to the terms of this Membership Agreement, you should not subscribe.

Terms not defined in this Membership Agreement have the meanings set forth in the Terms and Conditions.

1. Eligibility. To enroll in a Membership, you must be at least 18 years old and capable of entering into legally binding contracts. Membership is not available to Users who have previously been banned or suspended from the Website.

2. Benefits. As a Member, you may have events, weekly updates, priority access and pricing to add-on services, as well as additional promotional offers, select content, and discounts.

3. Membership Fee. As a Member, you are subscribing to an automatically renewing subscription requiring a recurring payment with autopay until you cancel. You authorize us to charge your first subscription fee and any applicable taxes on or after the date you purchase your subscription. After payment of the initial fee, subsequent Membership fees shall be required and payable on each successive membership anniversary, which is determined by the length of the membership specified in each membership description listed on our Website (“Membership Anniversary”). Each subsequent renewal shall be for the same term as your initial membership term. You shall be considered as being in arrears the day after the due date.

We reserve the right to change these terms or subscription fee at any time in our sole discretion. If the pricing for your subscription increases, we will notify you and provide you with the opportunity to cancel your subscription before applying those changes or charging you in connection with the automatic renewal. You authorize us to automatically renew your subscription and charge the applicable fees to your designated payment method.

We may choose in our sole discretion to add, modify, or remove benefits and features from the Membership on a temporary or permanent basis. If you do not wish to continue subscribing with the new modifications, you may cancel your subscription. Your failure to cancel or your continued use of your Membership after the changes become effective will constitute your acceptance of the changes. If you accept the new subscription, its terms and conditions will apply for that renewal and all renewals going forward.

Members may have access to purchase additional Services or Company Materials for an additional fee, which will be listed on the Website. You will be charged for each Service or Company Materials that you choose to purchase. You agree to pay the specified fee, which may be offered at a discounted rate to Members. Full and complete payment of all fees associated with purchases are due before Services or Company Materials will be provided by us to you. Purchases cannot be cancelled or refunded.

4. Term. The term of your Membership shall begin on the date you paid your Membership fee. Your Membership shall end on the date of termination, expiration, or cancellation of your Membership, or upon any earlier termination of your Agreement by us.

Unless terminated as provided herein, this Agreement shall remain in full force and effect, renewing, at the beginning of your Membership Anniversary.

5. Termination. We shall have the right, in our complete and sole discretion, to terminate or suspend your Membership upon breach of any provision of this Agreement. We shall not be responsible for a refund of any fees and charges paid by you prior to termination of your Membership.

We shall have the right, in our complete and sole discretion, to terminate your Membership for convenience, after providing written notice, by email, to you; provided however, that in the event of an exercise of this right to terminate for convenience, we shall refund to you a pro rata amount of membership dues paid for such membership year as calculated by the amount paid for such membership year in which termination became effective multiplied by the number of days remaining in the membership year divided by 365 days. Any such refund due and payable to you shall be paid within (30) thirty days of the effective date of the termination of your Membership.

6. Membership Cancellation. You may cancel your recurring membership at any time by following the instructions provided on the Website or by contacting our customer support. If you cancel your Membership before the end of the current billing cycle, you will not be charged for the subsequent billing cycle, and your access to your Member benefits will continue until the end of the current billing cycle (the “Expiration Date”). Please note that we do not provide refunds for partial billing cycles.

Upon the Expiration Date, all Member benefits shall immediately cease.

7. Unpaid Charges. If your transaction cannot be processed, we reserve the right to suspend, disable, cancel, or terminate your access to the Services or cancel your Membership. Membership fees are due on the specified due date. If you fail to pay your Membership fee by the due date or if your transaction cannot be processed, a 5-day grace period will be granted for the payment to be made. Member benefits will not be available during this grace period. If the payment is not received within the 5-day grace period, your Membership will be subject to cancellation. You will be notified of the impending cancellation and will have the opportunity to resolve any outstanding charges within this period. Failure to do so will result in the termination of Membership and associated benefits.

If you pay your Membership fee 90 days after your Membership Anniversary, we shall consider the payment a reinstatement of your Membership and schedule the next Membership fee per your original Membership Anniversary.

8. Educational Material. Information provided to Members through the Website and certain Services are for informational and educational purposes only, including any interactions with instructors, and participation in any social media groups or chats. You are required to use you own judgement in applying the information provided by us to your own personal circumstances. You also understand that any information presented by us is illustrative and is intended to be generally applicable information and is provided “as-is,” unless stated otherwise.

9. Services.

9.1. No Rollover Policy: Benefits provided under the Membership, including but not limited to 1:1 calls with our experts, are allotted on a weekly, monthly, quarterly, or annual basis depending on your subscription plan. Any unused benefits do not carry over to the next period. For example, if a member does not utilize all their allotted 1:1 calls within a given week, month, quarter, or year, those calls are forfeited and will not roll over to the next period. Members are encouraged to utilize their benefits within the designated period to maximize the value of their subscription.

9.2. Communications. As part of the Membership, all Members are required to accept and subscribe to our online communications. These communications will contain important information, updates, and resources relevant to the benefits and services included in the Membership. By subscribing to the Membership, Members agree to receive these communications and acknowledge that it is an integral part of staying informed about the content and opportunities available to them. Members may not opt out of these communications while maintaining an active membership, as it ensures they receive critical information pertaining to their subscription benefits.